Terms & Conditions
Effective Date: July 15, 2026
Welcome to our website. By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use this website.
Website Use
This website is intended to provide general educational information regarding financial services, retirement planning, insurance solutions, and career opportunities.
Information provided on this website should not be considered legal, tax, investment, or financial advice. Individual situations vary, and professional guidance should be obtained before making financial decisions.
No Guarantee
While we strive to provide accurate and current information, we make no guarantees regarding the completeness, accuracy, or timeliness of the information presented.
Past performance does not guarantee future results.
Intellectual Property
All website content, including text, graphics, logos, and original materials, is the property of this website unless otherwise noted.
Content may not be copied, reproduced, or distributed without written permission.
Third-Party Links
This website may contain links to third-party websites for your convenience.
We are not responsible for the content, policies, or practices of those websites.
SMS Terms
By providing your mobile phone number and opting in to receive text messages, you agree to receive communications from us regarding:
Appointment reminders
Responses to inquiries
Educational information
Career opportunities (when requested)
Message frequency varies.
Message and data rates may apply.
Reply STOP to opt out.
Reply HELP for assistance.
Your consent to receive text messages is not a condition of purchasing any product or service.
Limitation of Liability
This website shall not be liable for any damages arising from the use of this website or reliance upon information contained herein.
Changes to These Terms
These Terms & Conditions may be updated periodically. Changes become effective upon posting to this page.
Insurance products are offered through licensed insurance producers and are available only in jurisdictions where the producer is properly licensed. Product availability and features vary by state and carrier. Jim Harrington, FRC℠ does not provide legal, tax, or investment advice. Any insurance guarantees are backed by the claims-paying ability of the issuing insurer.